Welcome to Beard Financial Planning
Helping pre-retirees and retirees gain peace for their future.
Our Story
Built to Serve
I started Beard Financial Planning to serve people approach retirement with greater clarity and confidence. Too many people feel overwhelmed by big financial decisions like retirement income, taxes, investing, and how to make their money last. My goal is to simplify those decisions and help clients build a plan they can actually understand.
I believe financial planning should be personal, practical, and easy to follow. That means helping clients see where they stand today, what risks may be ahead, and what steps may improve their future. I want people to feel informed, not confused.
Who I Help
I work with pre-retirees and retirees who want clarity around retirement. Whether you are wondering if you can retire, how to create income from your investments, whether you may be overpaying in taxes, or whether your portfolio fits your goals, I help organize those questions into a clear plan.
My Approach
My approach is built around simple, thoughtful planning. I believe in long-term investing, low-cost diversified portfolios, and giving straightforward advice without unnecessary complexity. Before asking someone to become a client, I want them to understand where they stand and what value I may be able to provide. You will see the value I will provide before you trust me with your investments.
About Me
I’m Nathan Beard, founder of Beard Financial Planning. I’m a husband to my wife, Summer, and dad to Easton and Harper. My family means everything to me, and a lot of why I do what I do comes back to providing, leading well, and helping other people build a life marked by wisdom, peace, and purpose.
My faith is a big part of who I am. I love the church and care deeply about serving people well. Before starting Beard Financial Planning, much of my background was in Christian ministry and leadership, and those years shaped the way I work with people today. I want to listen well, communicate clearly, and give people confidence instead of confusion.
I also enjoy staying active and being involved in the community. I love pickleball, sports, and spending time with family and friends. I’m someone who enjoys real relationships, practical conversations, and helping people think clearly about important decisions.
That same heart carries into my work. I started Beard Financial Planning to help people approach retirement and major financial decisions with greater clarity and confidence. I know finances can feel overwhelming, especially when it comes to retirement income, taxes, investing, and making sure your money lasts. My goal is to simplify those decisions and help people move forward with a clear plan.
I believe financial planning should be personal, understandable, and built on trust. I want clients to feel cared for, not sold to. That’s why I aim to make every conversation straightforward, thoughtful, and focused on what matters most to the person sitting across from me.